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1 jan 2026: New rate mortgage interest deduction

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1 jan 2026: New rate mortgage interest deduction

Legislative tax change per 01-01-2026

The maximum deduction rate goes to 37.56%. In 2025, the top rate was still 37,48%. Since 1 January 2014, the maximum mortgage interest deduction for higher incomes has been reduced by 0.5% every year.

1 jan 2026: NHG limit to €470,000

1 jan 2026: NHG limit to €470,000

1 jan 2026: Home value limit starter exemption to €555,000

1 jan 2026: Home value limit starter exemption to €555,000

1 Jan 2026: Transfer tax rate for non-owner-occupied residential properties will be reduced to 8%

1 Jan 2026: Transfer tax rate for non-owner-occupied residential properties will be reduced to 8%

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